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SPEECH

Financial integration in Europe

To strengthen European banks against external shocks, we must bolster private risk sharing through banks and capital markets, says Supervisory Board Chair Claudia Buch. Completing both the banking union and the capital markets union is therefore critical.

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SPEECH 24 April 2024

Taking governance to the next level

Banks need good governance and a sound risk culture to take the right decisions, says Supervisory Board member Anneli Tuominen. We are clarifying our expectations as supervisors, sharing good practices and working with banks to address long-standing weaknesses.

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THE SUPERVISION BLOG 25 April 2024

Updating the Magna Carta of supervision

To keep banks safe in the face of all material risks, the Basel Core Principles for Effective Banking Supervision have been revised to acknowledge the relevance of climate change, business model sustainability and operational resilience, says Supervisory Board Vice-Chair Frank Elderson.

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CALL FOR INTEREST 29 April 2024

Call for interest: Market Contact Group

We are looking for new members to bring diverse perspectives to our Banking Supervision Market Contact Group. The group discusses the risk landscape of the European banking sector, structural and regulatory trends and the impact of our supervisory activities.

Apply here
30 April 2024
SPEECH
Speech by Claudia Buch, Chair of the Supervisory Board of the ECB, at the “Globalisation: What’s Next?” conference co-organised by the Banque de France, the Centre for Economic Policy Research, the World Bank and the University of Surrey
Annexes
30 April 2024
ANNEX
24 April 2024
SPEECH
Keynote speech by Anneli Tuominen, Member of the Supervisory Board of the ECB, at the joint European Central Bank/European University Institute seminar “Governance and risk culture: going forward by looking back”
12 April 2024
SPEECH
Keynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the Delphi Economic Forum IX
27 March 2024
SPEECH
Remarks by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at an event on climate-related financial risks hosted by the Banco Central do Brasil
22 March 2024
SPEECH
Welcome address by Claudia Buch, Chair of the Supervisory Board of the ECB, at “The Future of Digitalization and Finance” symposium, organised by Deutsche Bundesbank
28 March 2024
Interview with Anneli Tuominen, Member of the Supervisory Board of the ECB, conducted by Isabella Bufacchi
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18 March 2024
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Martin Arnold
26 February 2024
Article by Elizabeth McCaul, Member of the Supervisory Board of the ECB, for Revue Banque
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21 February 2024
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, Supervision Newsletter
20 February 2024
Contribution by Anneli Tuominen, Member of the Supervisory Board of the ECB, for Eurofi Magazine
25 April 2024
Supervisors from around the world have revised the Core Principles for Effective Banking Supervision. Supervisory Board Vice-Chair Frank Elderson explains how this will make the global banking system safer and help supervision keep pace with our rapidly changing world.
15 March 2024
By Elizabeth McCaul, Member of the Supervisory Board of the ECB
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Summary
This blog post explains how the ECB is ramping up its efforts to become an even more effective supervisor in risk data aggregation and risk reporting (RDARR), an area where many banks have failed to fully address their weaknesses to date.
23 January 2024
The misalignment with the EU climate transition pathway can lead to material financial, legal and reputational risks for banks. It is therefore crucial for banks to identify, measure and − most importantly − manage transition risks, just as they do for any other material risk writes Frank Elderson, member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB.
16 January 2024
Blog post by Kerstin af Jochnick, Member of the Supervisory Board of the ECB, and Mario Quagliariello, Director of Supervisory Strategy and Risk
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Summary
Our supervisory priorities for 2024-26 clearly reflect the new and persistent risks that banks are facing. In this blog post, Kerstin af Jochnick and Mario Quagliariello highlight our key priorities, plan of action and expectations for banks.
10 October 2023
Blog post by Elizabeth McCaul, Member of the Supervisory Board of the ECB, and Korbinian Ibel, Director General of Universal & Diversified Institutions
Details
Summary
Ever since it began supervising banks, addressing the issue of non-performing loans (NPLs) has been a key priority for the ECB and remains so today. That is why we are very concerned about legislative proposals which could undermine the effective resolution of NPLs, Elizabeth McCaul and Korbinian Ibel write.

Statistics on supervised banks

Significant institutions (01/3/2024) 112
Total assets (€ bn) 25,946.84
Total equity (€ bn) 1,769.17
Return on equity
(%, annualised)
9.31
Reference date: 2023-Q4 Supervisory data

Liquidity coverage ratio

Non-performing loans ratio

Excluding cash balances at central banks and other demand deposits
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